How to treat tail rot disease: hot spot analysis and solutions across the Internet in the past 10 days
In recent years, the problem of “unfinished buildings” has continued to attract social attention, especially recent cases of property owners’ rights protection in many places have been frequently searched. This article will combine the hot topics on the Internet in the past 10 days to conduct a structured analysis of the causes, impacts and treatment plans of tail rot disease.
1. Statistics of hot spots across the entire network (last 10 days)
| keywords | peak search volume | Main discussion platform | Related events |
|---|---|---|---|
| Rights protection for unfinished buildings | Average daily 52,000 times | Weibo/Douyin | Owners of a certain project in Zhengzhou collectively suspended loans |
| Guaranteed delivery policy | +180% week-on-week | Today's headlines | Ministry of Housing and Urban-Rural Development’s special loan comes into effect |
| Pre-sale system reform | 340,000 discussions | Zhihu/Douban | Experts recommend canceling pre-sales of commercial housing |
2. Analysis of the core causes of tail rot disease
1.The capital chain is broken: The developer operated with high leverage, and funds in the supervision account were misappropriated.
2.Defects in the pre-sale system: House purchase money is paid in advance but there is a lack of effective supervision
3.Market volatility risk: It is difficult to collect payment from sales during the real estate downturn
| Risk type | Proportion | Typical cases |
|---|---|---|
| Developer funding issues | 68% | A leading real estate company defaulted on its debt |
| Lack of local government supervision | 22% | Loopholes in the supervision of pre-sale funds in many places |
| force majeure factors | 10% | Construction stalled due to epidemic |
3. Comprehensive management plan
1.short term first aid measures
• Establish a special fund for "Guaranteed Delivery of Buildings" (200 billion yuan has recently been implemented)
• Promote mergers, acquisitions and restructuring: state-owned enterprises take over high-quality unfinished projects
2.Improve the medium and long-term system
• Pilot existing home sales system (Hainan has taken the lead in implementing it)
• Strengthen capital supervision: establish a tripartite co-managed account among the bank, government and property owners
| solution | Difficulty of implementation | expected effect |
|---|---|---|
| Special loan | ★★★ | Alleviate short-term financial pressure |
| Existing Home Sales | ★★★★★ | Eliminate the risks of pre-sale system |
| credit penalty | ★★ | Constrain developers’ behavior |
4. Expert suggestions and public voices
1. Professor Li from China University of Political Science and Law pointed out: “It is necessary to establishHome purchase insurance mechanism, similar to the deposit insurance system”
2. Weibo survey shows:87% of respondentsSupport the gradual cancellation of pre-sale system
3. Owner’s representative appeal: Request for opennessConstruction progress real-time query system
Conclusion:Combating the disease requires multi-party collaboration, not only to solve existing problems, but also to prevent new risks through system reform. Recent policy efforts have achieved initial results, but the construction of long-term mechanisms still has a long way to go.
check the details
check the details
en
